"Sell and stay" home equity loans can seem like a great deal at first glance but there are a few important things to remember. While this type of loan allows you to access the equity in your home without moving out, you effectively become a renter in your own property. There's the risk of potential rent hikes in the future and the uncertainty of not owning your home. Additionally, you lose out on any potential appreciation in your property's value. So, while it can be a useful tool in some situations, it's important to weigh these potential downsides carefully.